Updated March 2026

Dutch Toeslagen Checker 2026

Estimate your huurtoeslag (housing allowance) and zorgtoeslag (health allowance). Many expats miss out on thousands of euros per year.

Max €808.06 to qualify

The 3 Main Toeslagen for Expats

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Zorgtoeslag — Health Insurance Allowance

The government helps pay your health insurance premium if your income is below the threshold. In 2026, single persons can receive up to ~€162/month. Apply even if you're not sure — it's worth checking.

Income threshold: €37,496 (single) / €47,368 (with partner)

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Huurtoeslag — Housing Benefit

Subsidises your rent if you're in social or regulated housing. Your rent must be below €808.06/month and income below ~€31,340. Private rental market properties are often too expensive to qualify.

Rent: €237.67–€808.06 · Income threshold: ~€31,340

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Kindgebonden Budget — Child Benefit

An income-dependent allowance for families with children. The amount depends on the number and ages of your children, and your household income. Apply separately via mijn.toeslagen.nl.

Threshold depends on children's ages and income

Frequently Asked Questions

What are toeslagen in the Netherlands?▼
Toeslagen are income-based government allowances for essential costs: zorgtoeslag (health insurance), huurtoeslag (rent), and kindgebonden budget (children). They're administered by the Belastingdienst and can add up to several thousand euros per year.
What is the income limit for zorgtoeslag in 2026?▼
Single: ~€37,496. With fiscal partner: ~€47,368. The benefit decreases linearly as income rises toward the threshold.
What is the maximum rent for huurtoeslag?▼
Your rent must be between €237.67 and €808.06/month to qualify. Most private rental market properties above €808 are not eligible.
Can expats apply for Dutch toeslagen?▼
Yes — if you legally reside in the Netherlands, work here, and pay Dutch taxes, you are generally entitled. You need a BSN and DigiD to apply at mijn.toeslagen.nl.
When should I apply?▼
Apply within 3 months of the year start, or retroactively before September 1 for the current year. Don't delay — you miss out on monthly payments for every month you don't apply.

Compare health insurance and lower your premium

A lower premium means your zorgtoeslag goes further. Compare all Dutch insurers in one place.

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